Frequently Asked Questions
3. What assistance does the ASBTDC provide to me if I am seeking a small business loan?
The ASBTDC can help you throughout the business loan process including assisting you with preparing a loan proposal containing the information that lenders and the SBA need to review when you make a business loan request. The ASBTDC can provide information about general issues that lenders consider when evaluating a potential small business loan and can guide you through the process of assembling a good business plan and/or loan proposal that presents your plans clearly. (Frequently, lenders refer loan applicants to the ASBTDC for assistance in gathering this information.) If you already have a proposal, we can offer feedback on its contents and any modifications that may be advisable.
The ASBTDC is not a decision maker in the lending process. We cannot influence the lender or the SBA in their decision about your loan or negotiate on your behalf when applying for a business loan. The ASBTDC does not have any money to loan to individuals or businesses.
The ASBTDC recommends that anyone who is considering applying for a small business loan review the following information:
